Direct: 519-562-5422 | Email: cmorettosells@gmail.com
And when you’re ready to start your real estate search, count on Christine to show you the way. She will help you find the right home, in the right neighbourhood, at the best price.
FREEHOLD, CONDO OR CO-OP? As you embark on your hunt for housing and begin perusing Windsor real estate listings, you will no doubt encounter a strange new lexicon. You’ll encounter words and acronyms like “chattel”, “estoppel” and “MLS”. And when it comes to types of home ownership, the words look a bit more familiar, but the…
HOW REAL ESTATE DEMAND IMPACTS YOUR BUYING STRATEGY Think back to high school economics. Remember those lessons on the laws of supply and demand, and how you swore you’d never need to know that stuff in the real world? Well, if you’re looking to buy a house, it could come in handy in the Windsor…
THE OWNING ADVANTAGE Two out of three Canadian families own a house – that’s one of the highest rates of home ownership in the world. And for good reason. Real estate is a great investment. And with increasing housing prices, it’s all the more important for first-time buyers to get a foot on the first rung of the property…
HOW MUCH WILL I INITIALLY NEED? You will need enough funds to cover your down payment and closing costs, as well as the remaining balance on the cost of the home. This can be sourced through financing or other means. A LARGER DOWN PAYMENT MEANS GREATER SAVINGS The money you pay up-front for a house…
WHY SHOULD I APPLY FOR A MORTGAGE PRE-APPROVAL? If you get pre-approved for home financing, you will: Save time by knowing what you can spend* on a home before you start looking Be protected against interest rate increases while you shop Increase your comfort level when shopping for a home GET PRE-APPROVED BEFORE SHOPPING, NOT…
HOW HIGH WILL MY MONTHLY MORTGAGE PAYMENTS BE? Knowing your affordable price range will bring your house hunting into focus. How much of a house you can afford depends on three things: How much you can afford for the monthly mortgage payment How much of the down payment you have available The amortization, or length…
An important step in securing mortgage financing is the credit check. As a routine part of the application process, the lender will order a copy of your credit bureau report. ACCESS YOUR CREDIT REPORT Because a credit report contains information about you, you have a right to inspect a copy of it. Equifax, one of…
When it comes to Canadian real estate we’re fortunate to have clean, livable cities, neat and attractive subdivisions, and neighbourhoods that are ideal places to live, work and play in. When it comes to finding the right community for you, it’s not so much a matter of finding a good community, as picking the best…
HIRE A REAL ESTATE AGENT Engage the services of a Royal LePage agent. As residential real estate experts, their wealth of experience, technical know-how and familiarity with the community will be invaluable, and is by far the most important house hunting tip you can employ. GET A PRE-APPROVED MORTGAGE Before you even consider looking at…
Think of your sales representative like a wilderness guide. Just as the wilderness guide keeps you on the right path and away from danger on a backwoods adventure, your real estate agent expertly navigates you through the complicated areas when buying a home and steers you clear of costly pitfalls. In order to practice real…
You’ve found a gorgeous home, in the right neighbourhood, at the right price, and it’s finally time to tour the open house. You are already picturing it as your own, and as you flit from room to room, you are mentally decorating and arranging your furniture. Slow down and take a deep breath! Did you…
Putting it in Writing for the Seller After much deliberation, you have finally selected the home of your dreams. What now? Do you knock on the seller’s door with a sack full of cash and demand the keys? Not quite. Buying real estate isn’t like buying a pack of gum down at the variety store.…
Why You Need a Real Estate Lawyer When it comes to complex legal documents, it takes a pro to decode the legalese and ensure that the letter of the law is working to protect you and your finances. And when it comes to real estate transactions, there are plenty of those complex legal documents to…
Buying a home without having a professional house inspection is a little like buying a car when all you’ve done is kicked the tires. You need an expert to ‘look under the hood’ and find out if the home you fell in love with is really a peach, or if it’s a lemon. Think of…
So, you search high and low and finally settle on the house you want to call home. You sit down with your real estate agent and hammer out the fine points of the deal. The offer to purchase is typed, your agent presents your offer to the seller, and… oh no! Rejected! The nerve! Try…
“In this world nothing is certain but death and taxes.” Ben Franklin knew that inevitability back in the 18th century. You didn’t really think you were going to get away purchasing something as valuable as a house without taxes grabbing a little of the action, did you? Of course not. The only question is how…
Buying a home can be hectic. You’re coordinating meetings, arranging for financing and the house inspection, and making moving plans – all this and more on top of your usual responsibilities. It can seem like you’re being pulled in a million different directions as you approach closing day and prepare to move into your new…
MLS®, REALTOR®, and the associated logos are trademarks of The Canadian Real Estate Association
The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned and administered by CREA. The trademark DDF® is owned by The Canadian Real Estate Association (CREA) and identifies CREA’s Data Distribution Facility (DDF®)
