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An important step in securing mortgage financing is the credit check. As a routine part of the application process, the lender will order a copy of your credit bureau report. ACCESS YOUR CREDIT REPORT Because a credit report contains information about you, you have a right to inspect a copy of it. Equifax, one of…
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HOW HIGH WILL MY MONTHLY MORTGAGE PAYMENTS BE? Knowing your affordable price range will bring your house hunting into focus. How much of a house you can afford depends on three things: How much you can afford for the monthly mortgage payment How much of the down payment you have available The amortization, or length…
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WHY SHOULD I APPLY FOR A MORTGAGE PRE-APPROVAL? If you get pre-approved for home financing, you will: Save time by knowing what you can spend* on a home before you start looking Be protected against interest rate increases while you shop Increase your comfort level when shopping for a home GET PRE-APPROVED BEFORE SHOPPING, NOT…
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HOW MUCH WILL I INITIALLY NEED? You will need enough funds to cover your down payment and closing costs, as well as the remaining balance on the cost of the home. This can be sourced through financing or other means. A LARGER DOWN PAYMENT MEANS GREATER SAVINGS The money you pay up-front for a house…
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The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned and administered by CREA. The trademark DDF® is owned by The Canadian Real Estate Association (CREA) and identifies CREA’s Data Distribution Facility (DDF®)
